The No Post Post

[Beer-lord]

dag, I wish the best for you and your family. Please come back to visit us with news of your new surroundings. A new adventure begins.

[Yankeedag]

Y'all aint getting rid of me that easy. Dave is gonna have to work extra hard to rid the borg of me.

[Yankeedag]

Update: Hoopy has settled into her new home quite well and has the new family right where she wants them.

[FrozenInTime]

Glad to hear she went to a good, loving home.

[Tabasco]

Camping w/ wife was awesome .... back to reality ... *sigh*

[Yankeedag]

First night in the hotel. Just got the weener head with us now.
My son took off with all the loot and tilly the terrorist.
He bribed her with the biskies I made her!
Got to go back for some cleaning tomorrow.

[FrozenInTime]

So it begins. When is the signing?

[Yankeedag]

Fit, i got a call yesterday and was told closing is at 1pm friday central time.

[RickBeer]

They always close on Friday afternoons to make it a miserable start to the weekend. If you don't have a lawyer present, spend the time to read everything very, very carefully. Make sure you've calculated exactly how much you should be receiving and make sure it's exactly that. As the Seller you have less to worry about than the Buyer though.

At the closing of my current home 6 years ago, we got a mortgage and a home equity line (which was then repaid when we sold our prior home). The interest rate on the home equity line was to be an index "plus zero". It was the index "plus 1/2 point". I was the only one that caught it, and we called the bank. They said it was correct, and "we record all calls so we know we never told you that". I asked them to play the call, they had no way to do that. Notary present at the closing drafted a statement of what I said, and the bank's statement that they would honor it if the recording proved it or if they could not find the recording. We closed, they found the call a few days later and lo and behold I was right and the rate came down. And I got an apology, and the $450 appraisal fee refunded.

Last month I refinanced my mother's home, with power of attorney so I could do the closing (got 3% fixed for 15 years). The bank screwed up everything they could (don't use PNC Mortgage), and at closing they wanted me to sign each document with a statement that means my mother was incapacitated. I refused, we signed it the right way, RickBeer, with POA for Jane Doe.

Much of the housing finance industry is staffed with poorly trained incompetents. Most of the real estate area is geared towards a Seller, not a Buyer, and has no legal training. Buyer beware - always get a lawyer.

[Tabasco]

I have to keg a batch of ale tonight.

[philm00x]

Srsly lacking any desire to go to work right now.

[Gymrat]

I have to keg a batch of ale tonight.

I hate that when that happens.

[Tabasco]

Yah, plus ... I think I may have another problem. I think I'm addicted to Buffalo Wild Wings ... the Blazin' (hottest) ones. *sigh* I'm pathetic.

[FrozenInTime]

Buffalo Wild Wings are awesome! Spicy Garlic is my favorite.

[Gymrat]

Their wings are great! Their beer is overpriced.